More than three quarters of a million UK households are at risk of defaulting on their mortgage payments in the next two years, the country’s top financial regulator has warned.
In a letter to the House of Commons Treasury select committee on Wednesday, the Financial Conduct Authority said about 200,000 households had fallen behind on their home loans by mid-2022.
The watchdog said a further 570,000 households were “at risk of payment shortfall” within the next two years, because their mortgage costs will be more than 30 per cent of their income.
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