When diners ask for the bill in an urban Chinese restaurant, they are more likely to reach for their mobile phones than their wallets.
This reflects the rapid spread of mobile payment platforms, which are pushing urban China towards becoming a cashless society, leapfrogging credit cards in the process.
In a survey of 1,000 urban consumers conducted by FT Confidential Research, a unit of the Financial Times, 98.3 per cent of respondents said they had used mobile payment platforms over the past three months, with little difference across city tier, age group or income level.
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