“Of course, when people bury treasure nowadays they do it in the Post-Office bank.” If only Sherlock Holmes were around to crack this case. There is treasure in China that pays just under 6 per cent – annualised, on demand – on cash that would earn about 3 per cent in one of the country’s banks. How does Yu’e Bao (“leftover treasure”), an online money market fund from Alibaba’s ecommerce stable, do it?
夏洛克?福爾摩斯(Sherlock Holmes)曾說過：“如今，人們需要埋藏財寶時，會把它們埋進郵局銀行。”要是這位大偵探還健在，能破解下面這個案子就好了。在中國存在一種名為“余額寶”的金融產品，能支付略低于6%的年化利率，并且可以隨時支取，而中國國內銀行的1年期存款利率僅為3%左右。那么作為阿里巴巴(Alibaba)電商平臺旗下的網絡貨幣市場基金，余額寶是如何做到這一點的呢？
您已閱讀21%（596字），剩余79%（2277字）包含更多重要信息，訂閱以繼續探索完整內容，并享受更多專屬服務。